We use a variety of ways to predict write-off risk for customers, these include credit scores, age, income, card rewards, marital status, and region.
As of 2018, credit scores remain one of the best ways to predict an account's write-off risk.
Surprisingly, a customer's credit card reward type can help predict their write off risk.
The model to the right lets you see how we predict credit account write-off risk.
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