T39001 is a "container" hot fix that contains "member" hot fixes which will update your SAS software components.
See "What is a container hot fix?" in the SAS Hot Fix FAQ for more information on container and member hot fixes.
A manifest listing the contents of each of the following "member" hot fixes is available:
T37001 manifest for SAS Asset and Liability Management for Banking Server 3.2_M2
T38001 manifest for SAS Credit Risk for Banking Server 3.2_M2
S23002 manifest for SAS Risk Management for Banking Server 3.2_M2